Tag Archives: financial crisis

I’m Back!

To my wonderful family of subscribers, friends, followers and fans. I extend the most heartfelt invitation possible to all of you to participate in the next chapter of the math at https://ctwfranknew.wordpress.com/. Don’t forget to subscribe! I’ll see you there!

ctwfrank

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A chance to do better for the father of the math.

My father, born Mario Francisco Vidal on October 4, 1923 in Key West, son to Victor Vidal and Dolores Lopez Mayg, also of Key West, FL, passed away this past July 6th, three months shy of his 90th  birthday. You may have even ready my post of the day he passed and perhaps even been one of the countless well-wishers who crashed my e-mail server with e-mails!  My father loved his home town and carried that love, and the name of Key West, to the 18 countries that he would live in during his career as one of the world’s top hoteliers.  Before passing away, the only request he made of his wife and his five sons was that Key West be the final resting place for his ashes.  Our family’s commitment to honoring my father’s last request is what is at the root of this message, but it can be much more than that, if we choose as much.

Our plan is to drive to Key West on Friday; October 4, 2013, what would have been his 90th birthday, and together with friends and other members of the family we will do as he instructed us to and spread his ashes out on the water from the Reynolds Street Pier, the very place where he learned to swim as a child. My father was a man who spread a great deal of love during his lifetime and that love was returned and has manifested in the multitudes of people who will join us on October 5th to bring a Native Son of Key West back home to rest and pay our last respects.  We need your help to do this;  How?  We need a tiny bit of financial support in order to make this happen and you can be a part of it!  I am asking for you help by contributing whatever you can.  There are many of you and even though we only have 24 hours, I’ve never known you to back down or not step up.  This is a chance to do better, between all of us, we can give my father the only this he asked all of us for:  to go back home to rest in peace.    I invite you to participate in what is a truly human event.  I will be posting on the events of the upcoming weekend and everyone who was a part of this journey will have their name listed in the honor plaque that I will post next weekend; never forget – what any one of us can do, two can improve on and many of us can make it happen!  Thank you for your support!  Just click on the Donate button below to join the caravan and bring a native son of Key West back home!

Now this is what I call doing better!

ctwfrank

Just click on the link below to be a part of this grand homecoming!   Thank you!

https://www.paypal.com/cgi-bin/webscr?cmd=_s-xclick&hosted_button_id=M5PLFS5TQH7WN

 

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WORDPLAY REX

There’s a reason why I consider this post the “king” of the Wordplay Series.  If you continue reading and follow the math, you might just see it as you read.  It is what we all need to know but don’t really want to see:  an inarguable example of our self-destruction and probable demise.  I hope we all see it; we are capable of so much more.
 
As usual, it all starts with one little word, in this Wordplay example, that word is:

profit

prof·it

[prof-it]

noun

  1. Often, profits.
    1. Pecuniary (pecuniary: of or pertaining to money) gain resulting from the employment of capital in any transaction. Compare gross profit, net profit.
    2. the ratio of such pecuniary gain to the amount of capital invested.
    3. returns, proceeds, or revenue, as from property or investments.
  2. the monetary surplus left to a producer or employer after deducting wages, rent, cost of raw materials, etc.: The company works on a small margin of profit.
  3. advantage; benefit; gain.

verb (used without object)

  1. to gain an advantage or benefit: He profited greatly from his schooling
  2. to make a profit.
  3. to take advantage: to profit from the weaknesses of others.
  4. to be of service or benefit.
  5. to make progress.

verb (used with object)

  1. to be of advantage or profit to: Nothing profits one so much as a sound education.

Origin:

1250–1300;  (noun) Middle English  < Middle French  < Latin prōfectus  progress, profit, equivalent to prō- pro-1  + -fec-,  combining form of facere  to make, do1  + -tus  suffix of v. action; (v.) Middle English profiten, derivative of the noun

That’s what we put in the dictionary; its definition, but what about the word’s meaning? A word’s definition is not the same as its meaning.  A word’s meaning is determined by how we use the word in our everyday lexicon and many times, the meaning we give to a word is not even remotely related to its definition.  Or is it?  We are the designers and builders of our own reality, so to distort a word’s definition to give it a meaning that yields some kind of benefit to someone is both wasteful and absurd. We created words and language, assigned the definitions and the meanings; why go through all of the trouble to alter a words definition to achieve a particular meaning as subtly and clandestinely as we do?  It’s almost as if someone or something else had created language and definitions and “we” were purposefully altering something that “they” established as a rule.  Who are “they”?  We’re only fooling ourselves and cheating ourselves and in the end we really can’t, because our sense of self-preservation doesn’t permit it.  We end up facing ourselves in a mirror and the person looking back knows what the deal is.  Let’s start the sequence.  Look at the very last listed definition of the word “progress” above; it says ‘to make progress’.  Progress; isn’t that what life is supposed to be all about?  Making progress?  Improving your ‘station’? Making a better life for our children? You know, progress:  We make progress by making money which is also how we believe our ‘station’ is improved and making money is pretty much the only way that anyone believes they can make a better world for their children.  Progress.  Progress IS profit, according to our own dictionary.  To progress is to profit, also defined as ‘making money’ (definition #1) and that’s how we ended up where we are.  We succeeded in creating a world where the entire point and purpose of a human life is to ‘make money’.  That is what we believe.  Still doubtful?  Okay, let’s continue the sequence.  Given the established and formal definition of the word ‘profit’ just examined, it would be correct to state that since the point of it all is to “profit”, then by definition, all of us would be “profiteers” and the definition of a profiteer should be something to the effect of “a person who works or labors specifically to make profits” or at least that what the rules of linguistics yield.  Let’s see.   Following is the definition of “profiteer”.

profiteer

prof·it·eer

[prof-i-teer]

noun

  1. a person who seeks or exacts exorbitant profits, especially through the sale of scarce or rationed goods.

verb (used without object)

  1. to act as a profiteer.
 Confused yet?  You should be.  If this is the definition of profiteer, then the definition of profit must be “the EXORBITANT pecuniary gain…..”  and “the EXORBITANT monetary surplus…”, but it isn’t, so once again, according to the rules and language and linguistics, by including the word “exorbitant” (defined as “exceeding the bounds of custom, propriety or reason, especially in amount…) a distinction is made and therefore “profiteer” doesn’t mean ‘everyone who benefits from any kind of profit in any way’, it means ‘a person who abuses the practice of profiting’ (because that’s what a person is doing when they make an exorbitant profit).  That slight distinction (sigh of relief) is what lets the vast majority of us off the hook, right?  Please.
 
 Isn’t making exorbitant profit(s) (something that results in a condition called “being rich”) the most celebrated, venerated and admired thing that anyone can accomplish?  It is what everyone strives for today.  It is the goal of every college student, businessperson, worker, unemployed person, housewife and even children.  What is more admired and desired than to be the person who finds a vast quantity of the THING that everyone wants to buy and which sells for $100.00 everywhere, at a cost of $.05 (five cents) and sells a gazillion of them.  Even more admired are those who accomplish this with a THING that is commonly known to be a bauble, or a useless and gimmicky gadget that no one should waste their money on but everyone does anyway.  So powerful is this accomplishment that it overcomes human EGO – it may be one of the few or even the only thing than can do this; the human ego is virtually unrivaled in its power of human behavior.  How, you say?  That’s easy; of all the people who have actually done what is described above; the thing virtually everyone dreams of and strives for, how many have become famous?  Can anyone name just one of the people who have “accomplished” this?  Their names are not generally known and purposefully so, if we attach a name to the act described above; we have identified a crook, but by keeping names out of it, what’s left is the act alone: the practically effortless, virtually immediate and gargantuan accumulation of money achieved by exploiting a systemic defect, in this case popularity and desirability; each a result of the use of human judgment, which may just be the most defective of all systems of any kind.  This has become humanity’s “golden fleece”, it has replaced any and all other purposes or objectives in life, it is what everyone desires (secretly or openly) and it is all that matters.  It is also fraud.  Still unconvinced?  Very well, let’s proceed.
 
Look at the definition of ‘profit’ again; it’s at the very beginning.  Notice how many times the word ‘advantage’ is used in the definition ‘profit’?  It’s even the 3rd literal definition of the word.  As a noun and in the company of ‘benefit or gain’, it’s rather inoffensive and even permissible, to a degree, but it’s also a verb and here things change.  We think that “advantage” is a good thing and a good word.  It’s good to have an advantage in everything and anything; it increases the chances of success of winning exponentially.  It’s even better to have an advantage in any given situation and that no one know you have an advantage, that makes it even sweeter, doesn’t it?  It lets us say things like “They never saw it coming.” and “They had no chance.”  Definitely an advantage is a good thing, perhaps that’s why it’s considered a profit.  Let’s look at the word ‘advantage for a moment.

advantage

ad·van·tage

[ad-van-tij, -vahn-]

noun, verb, ad·van·taged, ad·van·taging.

noun

  1. any state, circumstance, opportunity, or means specially favorable to success, interest, or any desired end: the advantage of a good education.
  2. benefit; gain; profit: It will be to his advantage to learn Chinese before going to China.
  3. superiority or ascendancy (often followed by over  or of  ): His height gave him an advantage over his opponent.
  4. a position of superiority (often followed by over  or of  ): their advantage in experienced players.
  5. Tennis. the first point scored after deuce.verb (used with object)
  6. to be of service to; yield profit or gain to; benefit.
  7. to cause to advance; further; promote: Such action will advantage our cause.
  8. to prove beneficial to; profit: It would advantage him to work harder.Idioms
  9. have the advantage of, to be in a superior or advantageous position; possess an advantage over: By virtue of independent wealth, he has the advantage of his opponents.
  10. take advantage of,
    -to make use of for gain: to take advantage of an opportunity.
    to impose upon, especially unfairly, as by exploiting a weakness: to take advantage of someone.
  11. to advantage, to good effect; advantageously: The paintings were arranged to advantage on one wall.

Advantage  (etymology)

early 14c., “position of being in advance of another,” from O.Fr. advantage, from avant “before,” probably via an unrecorded L.L. *abantaticum, from L. abante (see advance). The -d- is a 16c. intrusion on the analogy of Latin ad- words. Meaning “a favoring circumstance” (the opposite of disadvantage) is from late 15c. Tennis score sense is from 1640s, first recorded in writings of John Milton, of all people. Phrase to take advantage of is first attested late 14c.

Wow!  That’s one powerful definition!  Other than its use in the game of tennis the word advantage defines a characteristic, trait or situation that everyone desires.  It’s the closest thing to a “sure thing” that we can get away with.  It’s also the result of Wordplay of the word “cheating”.  The line between having an “advantage” and plain out cheating does not even exist, we just choose to believe it does so we don’t have to face the fact that it’s CHEATING.
 
Now, let’s do the math.  When you correlate the definitions and meanings of the words “profit”, “profiteer” and “advantage” and factor in the word “exploit” (a word inexplicably absent in the morphology of this entire analysis.  A word so abusively Wordplayed that it is defined – IN THE DICTIONARY – as a “striking or notable deed; feat; spirited or heroic act” AND “to utilize, especially for profit; turn to practical account: to exploit a business opportunity, to use selfishly for one’s own ends”, simultaneously.  Talk about irreconcilable, that’s probably why it’s been eliminated from the definitions of ‘profit’, ‘profiteer’ and ‘advantage’ – it would be a dead giveaway.) an inescapable conclusion is reached:  We have molded ourselves into a world where the driving force behind progress is fraud.  We reward the profit achieved through fraud but not the people who achieve it because we would then need to rewrite the definition of “hypocrisy”.  The money accumulated by profiting from an opportunity where one has the advantage, which is the same exact thing as saying ‘the money that one can accumulate by cheating in business and exploiting the flaws in human judgment in an unfair and biased way without remorse or regard for any consequence’ has become the highest possible achievement in today’s world.  It has become the point to anything and everything, the reason for living, the reason for getting up in the morning, the reason to do anything at all and that to which we owe our time and lives and existence to; it has become humanity’s new religion and money our new diety. 
 
In the end, it’s still fraud and a lie, neither of which work.  After all, everyone knows that the exploitation of a systemic defect is fraud, but it’s still what we want.  At least that’s what most of us choose to believe.  If you are still skeptical, just look in a mirror, no one can lie to the person looking back and that person can’t lie back.
 

Stop believing it.

 

We can do better.

 Citation list:

 American Psychological Association (APA):

profiteering. (n.d.). Collins English Dictionary – Complete & Unabridged 10th Edition. HarperCollins Publishers. 04 Jul. 2013Dictionary.com Unabridged. Retrieved July 04, 2013, from

Dictionary.com website: http://dictionary.reference.com/browse/profiteering

Chicago Manual Style (CMS):

profiteering. Dictionary.com. Collins English Dictionary – Complete & Unabridged 10th Edition. HarperCollins Publishers. 04 Jul. 2013 Dictionary.com Unabridged. Random House, Inc. http://dictionary.reference.com/browse/profiteering (accessed: July 04, 2013).

Modern Language Association (MLA):

“profiteering.” Dictionary.com Unabridged. Collins English Dictionary – Complete & Unabridged 10th Edition.  HarperCollins Publishers. 04 Jul. 2013. <Dictionary.com http://dictionary.reference.com/browse/profiteering&gt;.

Institute of Electrical and Electronics Engineers (IEEE):

Dictionary.com, “profiteering,” in Collins English Dictionary – Complete & Unabridged 10th Edition. HarperCollins Publishers. 04 Jul. 2013 Dictionary.com Unabridged. http://dictionary.reference.com/browse/profiteering. Available: http://dictionary.reference.com. Accessed: July 04, 2013.

BibTeX Bibliography Style (BibTeX)

@article {Dictionary.com2013,

title = { Collins English Dictionary – Complete & Unabridged 10th Edition.},

month = {Jul},

day = {04},

year = {2013},

url = {http://dictionary.reference.com/browse/profiteering},

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More Wordplay

I haven’t posted anything in the Wordplay series in a while.  Here’s one that’s right on target with the moment.  Enjoy!

MISNOMER [mis•no•mer]

noun

Etymology:  From Anglo-Norman mesnomer, noun use of Anglo-Norman and Old French verb mesnomer (“to name incorrectly”), from mes- (“mis-”) + nomer (“to name”) (from Latin nōmināre).

The Wordplay:

Misnomer  is a  rarely used yet very relevant word in today’s world. In spite of a very popular definition believed by many, a misnomer is NOT the placement of the wrong kind of yard decorations (the ones with the pointy hats).   The actual definition of the word is:  incorrect or unsuitable name or term for a person or thing.

Examples: “failing bank” or “failed bank” “cash wealth” “borrowed money” “a loan” “credit card” ‘credit score” “fiscal responsibility” “economic recovery”
See also: contradiction,lie, fraud.

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THE FIRST HUMAN MIRACLE

I woke up this morning, fit and ready to enjoy,
With thirst, the sun, a smile and as always; full of joy.
I opened the window and outside, if you can believe it,
There was everything there is to see, except I couldn’t see it.

It wasn’t because of sickness that my eyes could not perceive,
It was out of fear and terror that my brain would not believe,
It would not accept, regardless of how much my eyes insisted,
That the world that was once upon a time, no longer existed.

In its place was a copy of what I thought was familiar to me,
So ugly and profane, my senses denied what it might just be.
It’s hard to imagine that no one noticed and those who did kept their silence just fine,
We had sold our humanity for money; even the sadness I felt wasn’t mine.

Everything that we have been, within and without
We gave away ‘cause we are lazy; of that there’s no doubt.
And it might just be that with irrelevance and fear –
The entire human race may simply disappear.

Yet I write this now before what’s done has yet cemented,
That which will cause us so much pain when it could have been prevented.
And suddenly I realize that what will be has not yet occurred,
That tomorrow hasn’t happened yet; it will be the result deed and word,

There is still time before we look beyond that window’s wood,
To see what there really is and not what we are told we should.
An perhaps we might just learn, without fear and without sorrow,
That what together all of us do right now, might just bear fruit tomorrow.

Frank Vidal, Jr.

May 2, 2013.

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EVOLUTION!?

We are so far advanced from where we were 10,000 or more years ago.  We are such badasses!  Just to think, not that long ago, we were little more than naked, nomadic semi-animals who spent the majority of their time looking for food.

Now, however, we have GROWN AND EVOLVED.  Look at US! See what we have evolved into:

Today I received an e-mail.  It was spam, just like the other 412 e-mails that I received in the last 15 minutes (it now takes a measurable amount of time for a person to “sift” out real e-mails from the spam).  This particular e-mail caught my attention because of the bright colors (because I’m a recovering 20th century consumer) and when I read it, it really had an impact.  At the end of this post there is a screen shot of the e-mail message.  Just in case the text is too small and you can’t make it out well, the e-mail reads as follows:

—————————————————————————————————————————-

Hey frank (then my email address which I blacked out)

Use this information to Blackmail Anyone You Know

 Ever wished you could get back at someone by uncovering dirty information?

If they have a speck of dirt under their fingernails, we’ll find it and provide it to you.  Find out background information on anyone in just minutes (arrests, past marriages/felony)

 Get the Dirty on Anyone Here (in the green button)

——————————————————————————————————————————

This is what we have evolved into?  This is the best we have?

Sometimes, we suck, big time.

(PS, in case the author of the e-mail is reading this:  Get a life!!)

What's left of us.

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Empty spaces

Every time a thought is left unspoken by the person who thought it, it withers and dies for not having been shared and an empty space is all that remains in all the space between all of us; space preferably full with the stuff of human communication.

Every time the inspiration to act is ignored or subdued, only inaction remains. Nothing happens at all and this leaves an empty space in all of space between all of us that could be ripe with actions; human actions, our actions; our choices.

The amount of empty space between all of us is piling up; quickly and it’s not a very good idea to have a lot of empty space, because empty space can be filled up with anything at all by anyone at all, even a hateful thought, a greedy and selfless act or generally inhuman behavior – and that is exactly what is happening.

Think, if you do, you will produce. Act; do so with love and you will build up our humanity. Speak and do, with your entire mind and all your heart. Leave no empty space in your path, the empty spaces we leave are so very tempting for selfish thoughts. We are not each other’s enemies, we are all we have. Let us be the authors and builders of our future and not the cause of not having one. Have the strength and the desire to love; do you have any of either left? You do.

We can do better.

ctwfrank

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As to 2013

During these first 5 days of 2013; I have been asked a single question more than any other, so much so, that I’m posting both the question and my response.

The Question:   “Frank, so what’s your take on 2013 so far?”

The Response: “So far, 2013 has been like backing out of your driveway, with the parking brake on the whole way, and a boot on two of the four tires.”

I have yet to see an indication that 2013 has any intention of starting yet- in any way save that which increases fear, suspense, speculation and the total paralysis of commerce at most levels, despite what one may read or hear from “the news”.

It’s still a question mark as to what this means, it’s up to us.  If we take it as a strong signal of a catastrophic ending, then it shall be so, but if we take the total lack of structure affecting everyone, everywhere; it is also an opportunity to re-write the whole book; you know, the one that needs to be re-written desperately.   It’s up to us: all of us, not some of us.

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