Tag Archives: recipes

That which has value

The whole of human existence has become blindly obsessed with the issue of having possession of, if not the right to possess (by virtue of debt) those things that have value, specifically; money.  No thing has any more or less value than what we assign it and it is woeful to contemplate that we would, individually or collectively, assign a higher value to any thing than what we reserve for ourselves, yet we have.

In the universe, there are only two values, these being the same ones we should concern ourselves with, lest we lose all reason and rationality:  There is that which is TRUE and that which is FALSE and to count them as two values is only insofar as there are two different words to count, for they are in essence, opposite views of the same value; its validation and its negation.  The only actual and real value that exists is truth which is simultaneously the only thing of value, yet we have come to value money more we value ourselves and even more than truth, and because of these we are all but lost in our own lie.

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Untitleable

It has always been generally considered that our modern globe-spanning Western Civilization chose Greece to be the place to herald its birth.  Now, all of a sudden, it might just be that it also chose Greece to be the place where it lay down to die.

ctwfrank

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The price of excellence

In today’s world we try to teach our children to excel and to do their best and we believe this, therefore it is fair to say that this is true. At the same time, whenever anyone excels or does their best or does something that is considered valuable or important and is recognized for doing what we have instilled in them since childhood, what follows the recognition is a barrage of envy, resentment, exclusion, rejection and even mistreatment on a personal level; not by everyone, but by almost everyone. If each individual instance of this negative response was to be analyzed and dissected, one would see that the reason and cause for it boils down to the simple thought: “Why couldn’t it have been me? Why did it have to be him/her?

So widespread has this phenomenon become, and so used to it have we become that it is not only expected, but has become that which is desired, for which one of us can stand in front of a mirror and deny that some, or all of the motivation or inspiration that we may have to accomplish anything is based on how much others will envy us for being recognized and financially compensated.

It is very possible that this very real aspect of humanity may be the reason why so many arrive at the conclusion that it is futile to excel or contribute for any reason other than the financial benefit, the latter having become the only motivation we may have left. It is also very possible and quite probable that many people have actually solved this equation and concluded that the only way to not experience this phenomenon is to be mediocre.

If we look around, we can see that what we actually teach ourselves to aspire to is mediocrity, for what greater accomplishment can there be than to “not attract too much attention?” Just ask any celebrity.

An exceptional thought, action or creation born of any one of us requires the good will, acceptance and simple courtesy of the rest of us; for what benefits one of us, benefits us all. We already know this.

Isn’t it time to forgive the past and build a future? We’ve made enough mistakes to learn from them instead of repeating them.

We can do better.

ctwfrank

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Playing the odds

What we once mostly called the “economy” or at times the “financial infrastructure” at other times the “fiscal structure” and every once it a while we would call it the “banking structure” or the “commercial structure” of the world, or to be more general; the systematic functional management and administration of wealth and value – ended, or died, or disappeared or was replaced some time ago.  It’s hard to pinpoint exactly when, but it doesn’t really matter at this point.  If anyone might ask the question:  “If this is true, then what has existed in its place since?”  The answer to that would be a casino, with the only exception being that there is no house.

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A most interesting modification to the solution of the global economic crisis…

I most definitely hope to be able to say that I “spoke too soon” if I waxed a bit too critical in yesterday’s post: The solution to the global economic crisis.   I don’t have all of the details yet, but I just now learned that there is a “Global Insolvency and Restructuring Conference”.  From what I have seen so far, these conferences are occurring at regular intervals, given that the web page I just looked at was about the 17th Global Insolvency and Restructuring Conference.   Perhaps some of us are looking at possible ways to restructure after the present insolvency bottoms out, and at a good pace too!  They’ve already had 17 of them!  They must have these conferences on a weekly basis, or possibly on a monthly basis; the last 17 months have been the hardest so far.

What confuses me a little is that the web page for this conference lists the last one in May of 2011.  There should have been at least 3 more since May, if not 12.  It must be a typo; I mean, come on; there’s no way that this could have been the 17th annual Global Insolvency and Restructuring Conference, could it?  That would mean that they have known about the insolvent state of the world for at least 17 years, perhaps more.   That couldn’t be possible, could it?  17 years ago; in 1994; there was no clue that the massive hammer punch we took in 2008 would happen or that any of these economic “bubbles” that exploded would exist; right?  I mean; if this were the 17th annual Global Insolvency and Restructuring Conference, then. . .  have we been insolvent since then or did we know that we would become insolvent?  Since 1994?

Excuse me for a moment, I just got a headache; I’m going to take an analgesic.

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A quick bit of reality.

Foreword

The constitution prohibits the establishing of laws based on a religious belief or religious law; it is the fundamental basis of the separation of church and state.  The constitution makes no such prohibition, nor virtually any other of any kind, to the private sector.  That is to say that a private company can base its policies and procedures and/or operating guidelines on religious law and/or religious belief.  This is guaranteed by the bill of rights (freedom of religion/freedom of speech).

The Meat and Potatoes:

The concept of “Lending Money” is one so absurd and ridiculous that it belies all logic, yet it is just one more “impossible” scenario that we make a part of our daily lives.  Our civilization, as it stands in 2011 could not function at all without the lending of money, after all it is how money is created; you deposit your money in a bank, let’s say $1000.00.  The bank, under the pretense that you will not withdraw that money immediately, can take a portion of it; let’s say $500.00 and lends it to someone else as if it were theirs and charges them interest on it.  By accepting the loan from the bank (of your money) the beneficiary of the loan now has $500.00 dollars of your money that they bank lent them, but you also have the same $500.00 in your account; you’re just not using it right now.  By doing this, the bank created $500.00 dollars, or at least that’s what we believe.   In this post, I will not write any math intended to demonstrate how or why money can’t be borrowed or lent, because even though it can’t; we do it every day. In this post, I’ll stick to our present reality – to the last detail.

The lending of money is based on an analysis of credit risk. The function of credit risk analysis is to establish a person or entity’s creditworthiness. Creditworthiness is established by companies like FICO who assign a score in relation to a person’s creditworthiness.  In order to determine this score, FICO’s slated objective is to predict the likelihood that a consumer will go 90 days past due or worse in the subsequent 24 months after the score has been calculated.  Barring the fact that it is not possible to predict the future, the commercialization of predicting the future is officially classified as fortune-telling.  Fortune telling is recognized in many states as a legitimate business as evidenced by the ability to obtain an occupational or business tax license to operate a fortune telling establishment (with a disclaimer that it is for entertainment purposes only).  The reason that fortune-telling is classified as a legitimate business category is that fortune-telling is considered an aspect of witchcraft and witchcraft is officially recognized as a RELIGION in the U.S.A. and is therefore protected by the constitution.

In conclusion, even though the lives of every person in the country and most of the world, even governments are determined by their creditworthiness, there is no law regulating creditworthiness, credit scoring or credit rating, if there were, the law would be invalid because it would be based on a religious premise (witchcraft). At the same time, determining a person or company’s creditworthiness is technically an attempt to predict the future, which technically; is an act of witchcraft.  When this is applied to the general public, we are able to glimpse our reality: Every person who has a loan, mortgage or credit card or in any way has borrowed money has (whether they know it or now) technically practiced witchcraft.  There, that should light a fire or two under someone’s butt; they can’t argue the facts, however.  Banks lend money by trying to predict the future of a person’s creditworthiness.  The lending of money is the principal financial mechanism of the world’s economy; it is also the active practice of witchcraft, in reality.

It doesn’t get much more real than this.

We can do better.

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Why?

Q:        Why are there many of us?

A:        Because it is necessary, otherwise there would be only 1.

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Can you Imagine?

If all the world’s women suddenly declared that they would only have sex with men that have six testicles in their one scrotum, and everyone believed it; no one would have any more sex and the human race would disappear within a generation.

If the last step of purchasing a new car were to precisely recite the smell of the color blue, as dictated by an Ancient Eskimo Chief to his son, who died without keeping a record of the description, and everyone believed it; no new cars would be sold.

If the world’s financial authorities declared that the sum total value of all money, gold, silver and other wealth possessed by all of the people on the planet totaled $34 Trillion and that the total amount of debt owed by all of the people on the planet was valued at $84 trillion, and everyone believed it, then money and wealth would be meaningless and worthless, no one would ever actually be able to own anything and everything in life would be measured by what you owe instead of what you are.

 Oh shit, wait a minute.  That last one’s an actual fact.

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Excuse me….again

Just for the sake of argument, let’s just say that the $84 trillion debt figure is real (LOL).   Let’s also say that I wanted to settle that debt, the whole thing, for everyone, and that I had the money with which to do it.  This being the case; who would I make the check out to?

It’s just a bombastic question, but a curious one to contemplate.

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Excuse me, but…

Here’s a simple question with an impossible answer: The IMF, The Federal Reserve and every official entity in the world agree that the total amount of debt that exists in the world is approximately $84 Trillion. By the same token, they also establish that the total amount of wealth in the world is approximately $34 Trillion. Regardless of the exact precision on the numbers; how is it possible that we can owe more than what there actually is?

Or is someone just messing with our heads?

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